A form of retirement savings. An employerA person, business, organisation, etc., that pays for the se... and employeeAn individual who is hired and paid by another person, compa... pay regular, usually equal, amounts into an investmentMoney or capital that is invested in a business or in an acc... fund, which is then paid to the employeeAn individual who is hired and paid by another person, compa... upon retirement, often in a lump sum.